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Form Factors

Universal Smart Cards From Factors

Alternative Form Factors to Standard ISO sized Cards for day to day use...

Universal Smart Cards supply a wide range of RFID contactless form factors to the market to compliment the ISO standard cards that most people are familiar with.

Popular applications include EMV payment for goods, membership in leisure centres, clubs, gyms, and festivals, loyalty schemes, or from rising demand in both consumer and industrial segments on the back of NFC and IoT applications.

'Contactless technology' or ‘RFID’ tags are massively in demand as it adds user convenience and helps find alternative branding opportunities in addition to standard ISO-sized cards.

In addition, there is an evolution in connectivity and linking device identity in real-time to the cloud.

Due to the advancement in wearable and chip technology we can embed the same smart chips that are inside standard cards without any adverse visual effects.

There is no limitation on the differing types of RFID frequency bands. Universal Smart Cards can provide a full range of low frequency (LF), high frequency (HF) and Ultra High Frequency (UHF) devices.

NFC devices are becoming particularly popular as is the rapid adoption of contactless payment in banking using wearables like keyfobs, watches or smart garments.

Universal Smart Cards can reduce the time to market for EMV payment in wearables with the introduction of the new smart inlays that we manufacture in-house or promote from core partnerships with Infineon such as the SECORA™ Pay W for Smart Payment Accessories (SPA).

These support fast transactions speeds, strong reading distances and pre-certification for EMV which we are integrating into new schemes. For more information on EMV payment in wearables please see the link here.

Universal has either standard distribution products on stock in our warehouse for immediate deployment or we can help with bespoke designs, branding, encoding and fulfilment from our technical centre in Portsmouth in the UK.

Universal Smart Cards Infineon Universal Smart Cards FPCB

Customising a RFID wearable for a bespoke design or project

Universal Smart Cards Hard Tags

Universal Smart Cards can customise Keyfobs, Wristbands, Tags, Labels and Dry Inlays to support the bespoke needs of a customer.

We can change either the specific branding or offer additional design concepts. Alternatively, we can supply highly durable and heat resistant 'insert tags' for integration into client clothing, garments, third party wearables, and other standard products needing 'contactless' or RFID functionality.

Customisation is available with most IC types and popular brands are classified in each category

High Frequency (HF) 13.56 Mhz (ISO14443 & ISO 15693) - 

 - Infineon Secora Pay

 - SmartMx P71

 - MIFARE Classic 1k Ev1, MIFARE Plus, MIFARE Ultralight EV1/C/Nano, MIFARE DESFire EV1/2/3, Fudan FM11RF08, AT88SXxxxxCRF, HID iCLASS, NTAG (all)

 - NTAG, ICode, CiPurse, Fudan and Legic

Ultra-High Frequency (UHF) 860-960Mhz -

- Impinj Monza, Ucode 7/8, Alien Higgs 3/4, HID UHF

Low Frequency (LF) 125Khz -

 - Hitag1/Htag2/HitagS, EM4102/4200/4205/4305/4450, HID Proximity, T55577,

Universal Smart Cards can also encode the wearable for a bespoke application. This can be for (EMV) payment, key management or provisioning popular NDEF data for NFC applications or encoding IOT transponders in our UK-based technical centre.

Universal Smart Cards Leather Wristbands

The easiest place to start is to contact us and talk through your ideas with our experienced sales team. We would be happy to investigate design ideas and give clear lead-times and costings within our proposal. We have already helped hundreds of clients in this respect ranging from payment schemes to leisure centres, membership schemes and clubs wanting something bespoke for their members.


Universal Smart Cards has specialised in RFID wristbands for over 15 years. We cover the full RFID spectrum from Prox (125 kHz), High Frequency (13.56 MHz) or UHF (860-960 MHz). Applications include payment, access control, membership, and leisure schemes. We can advise on the various styles, sizes and designs available. We also offer full personalisation for branding or numbering.

Universal Smart Cards Silicone

Standard Silicone

Universal Smart Cards Ajustable

Silicone Adjustable

Universal Smart Cards Nylon Velcro

Velcro Strap

Universal Smart Cards Fabric Wristband


In addition, we can chip encode or graphically personalise numbers and logos onto the wristbands for your chosen application in our technical centre using our full-colour UV printers. We can handle all data formats including NDEF for NFC applications.

For pricing and further information on personalised products please get in touch and we will happily assist you.


Universal Smart Cards has expanded its range to include RFID key fobs and RFID-enabled fobs for all technologies including Prox (125Khz), High Frequency Contactless (13.56Mhz) and UHF (860-960 MHz). RFID Fobs suit many application needs and can be typically used for: open and closed loop payment, access control, attendance control, identification, logistics, industrial automation, tickets, casino token, membership, public transportation, e-payment, swimming pools and laundry.

Here you will find a range of fobs differentiating in design, colour, and technology. They can be fully personalised with your branding. If you cannot see a particular style, please contact us and we will be happy to provide a customised solution.

Universal Smart Cards Crystal Keyfob

Crystal Keyfob

Universal Smart Cards USC Tear Key Fob

Tear Keyfob

Universal Smart Cards Clamshell Keyfob

Clam Keyfob

Universal Smart Cards HID

HID Keyfob

Wet & Dry Inlay/Paper Labels/PVC Labels/Hard Tags:

 Universal Smart Cards can supply the following range of packaging types:

  • Dry Inlay - the most basic packaging and consisting of the single substrate on which the antenna and chip is housed. There is no adhesive or covering and these are ideal for simple applications needing simple integration without any additional packaging or cost.
  • Wet Inlay - in addition to the above an adhesive is added so the inlay can be stuck to the chosen application. Wet inlay has little protection and personalisation and is the most basic form of a sticker or label.
  • Paper labels - in addition to the above processes a paper surface is added providing additional protection and capabilities. Universal can help with electrical and graphical personalisation or supply a label printer for personalisation.
  • PVC labels – for increased durability paper can be replaced with a thin PET, PVC or PP layer that can still be personalised but with added strength.
  • Hard Tags - by far the most rugged form factor as the IC is additionally encased into harder materials such as plastics, ABS, or PPH. 
Universal Smart Cards Wet and Dry inlay

Wet/Dry Inlay

Universal Smart Cards Paper Labels

Paper Labels

Universal Smart Cards PVC Labels

PVC Labels

Universal Smart Cards Hard Tags

Hard Tags

In addition, we can chip encode or graphically personalise numbers and logos onto the wristbands for your chosen application in our technical centre using our full-colour UV printers. We can handle all data formats including NDEF for NFC applications.

For pricing and further information on personalised products please get in touch and we will happily assist you.

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